Industry Leadership

We’re Shaping the Industry – Now and in the Future

EPN has played an innovative, leadership role in the development of the ACH Network in the US over the past thirty years. Click here for an impressive list of “firsts” from the nation’s only private sector ACH Operator.

EPN will continue to take a leadership role in introducing innovative new approaches, such as facilitating straight-through processing of business-to-business payments and other initiatives such as web-based OFAC screening for cross-border payments, same day settlement of ARC debit and fraud prevention measures.

Click here to read EPN’s May 2006 Electronic Payments Journal Article on “The Future of Electronic Payments in the Business-to-Business Environment is Finally Here (Or at least Around the Corner.”

Below are just a few examples of EPN’s dedication to innovation and leadership. You can also read The Clearing House’s 2006 Research on Business-to-Business Wire Transfer Payments and EPN’s research on “The Remaining Barriers to ePayments and Straight-through Processing”


STP 820 Standard The STP 820 standard specifies up to 10 data elements that most companies need to reconcile and post payments. When this information is included with the electronic payment, transactions can flow straight through from the originating company’s A/P or cash management system to the receiving company’s A/R system without human intervention. To view the 10 standard data elements, click here. Click here to view STP Standards Specifications Document. *New		Click here to download the STP 820 brochure.
Approved, Promoted & Adopted! STP 820 is approved by the American National Standards Institute's (ANSI) Accredited Standards Committee (ASC) X12F, promoted by NACHA and adopted by leading cash management software packages. It is also supported by numerous organizations, such as:

	The Clearing House owner banks NACHA, the electronic payments association The Association for Financial Professionals, the trade group for treasury management executives The Federal Reserve banks The Independent Community Bankers of America BITS, the technology arm of the Financial Services Roundtable

Universal Payment Identification Code (UPIC®)

UPICs are being adopted readily by progressive companies who want their trading partners to pay them electronically. Government Agencies, Utilities, and companies of all sizes are finding the UPIC to be an essential component to their business.

Click here to download the brochure.

Click here for a list of industries who are taking advantage of UPICs today!

Corporates click here.

UPIC transactions are exceeding 14k per month
34 industries are using UPIC
Payments totaling over $18.8 Billion have been made with UPICs
15 major financial institutions issue UPICs – yours can to.

For more information, contact Sharon Jablon at 212-613-0178.